6 Ways Older Adults Are Saving More in 2025 — And How You Can Too!

6 Ways Older Adults Are Saving More in 2025 — And How You Can Too!

Woman holding money

Many older Americans don’t realize just how many money-saving benefits are already available to them. There’s no reason not to take advantage of these incredible discounts and offers, especially if they can help stretch your monthly budget.

With prices climbing and the dollar not going as far as it once did, every bit of savings counts. Unfortunately, it’s often the middle class, especially older adults on fixed incomes, who feel the squeeze the most. Sticking to a budget isn’t always easy, but these programs can help your money go further than you might think.

Use this guide to discover simple ways to save more each month. Don’t be surprised if a few of these are completely new to you!

1. Social Security Offers Recipients an Average $50/Month Boost

In 2025, the Cost-of-Living Adjustment (COLA) will provide a 2.5% increase for both Social Security and Supplemental Security Income (SSI) recipients.

For most seniors, that means an average increase of around $50 per month, starting in January 2025 for Social Security and December 30, 2024 for SSI.

This automatic boost will help millions of older Americans keep up with rising prices, and there’s nothing you need to do to receive it. It’ll show up in your payments without any action required.

2. Travel Discounts for Older Adults

Planning a trip? Many travel companies offer exclusive discounts to seniors, helping you save big on everything from train rides to car rentals. Here are some popular deals to take advantage of:

Whether you’re visiting family or taking a well-deserved vacation, it pays to ask about senior rates before booking. These savings can add up fast!

3. Credit Card Debt Settlement for Those Born in 1970 or Before

Credit card owners born in 1970 or before could get over $20,000 in credit card debt settled for less! See if you qualify:

Don’t expect credit card companies to tell you this #1 rule if you have over $20,000 in credit card debt, but they can’t stop you from doing it either…

Still unknown to many seniors with over $20,000 in credit card debt, there’s a debt relief option that could help settle your high credit card debt. Pay less than you owe, in less time than you think. In fact, more than half of customers see a debt relief settlement in as little as 4 months. Imagine being debt-free by this time next year!

You could bet the banks and credit card companies aren’t thrilled about people learning how to tackle high-interest debt, and they may secretly hope you don’t take action. But now that you know the secret, you can simplify your life with one monthly program payment. Our debt relief payments could be 50% less than your monthly credit card payments.

The #1 rule for anyone with over $20,000 in credit card debt is to check if they qualify for a debt relief program that has helped hundreds of thousands of US residents take control of their finances.

You could free up money for home improvements, travel, or even just peace of mind. Credit card interest rates are through the roof, and smart Americans are taking steps to settle their high credit card debts and find financial relief. It’s 100% free to find out if you qualify!

So while banks and credit card companies hope you don’t see this, we urge seniors with high credit card debt to take advantage. If reducing your debt sounds good, act now and check your eligibility.

How Do I Check My Eligibility?

You need to have at least $20,000 in credit card debt and live in the USA.

Step 1: Answer a few questions below to instantly check your eligibility for free.

Step 2: If you’re eligible, claim your spot for this debt relief program immediately.

4. Over 50? Stretch Your Budget with a Membership That Pays Off

As seniors, a big part of our monthly spending often goes toward groceries, prescriptions, and everyday essentials. That’s why finding smart ways to save makes a real difference.

For about $15 a year, this popular membership gives you exclusive access to discounts on things like travel, meal deliveries, eyeglasses, and prescriptions that aren’t covered by insurance.

There are no obligations, and you can cancel anytime. How to become a member today:

You’ll also get access to helpful tools and programs for managing your finances, staying healthy, and planning for the future.

If saving money is a priority, join AARP today!

5. Health Discounts for Seniors

Health-related expenses can add up quickly for seniors. Be sure to use these:

6. Seniors Pay No Interest on Balance Transfers

Imagine paying zero interest on your credit card debt. Sounds too good to be true? With some of the top-rated balance transfer credit cards offering 0% APR for 12 months or more, it’s not just possible—it could be a real game changer.

This 0% APR window can help you take control of high-interest debt by giving you time to pay it down without extra interest piling up. That means more of your payments go directly toward reducing your balance, not toward fees or interest charges.

Some cards also come with added perks—like no late fees, cashback offers, or other member benefits—so it’s worth comparing the options to find the best fit.

Click here to explore current balance transfer offers available to seniors.

And that’s a wrap! If you found these savings tips useful, please share our page with friends and family!